Debt Recovery Dublin & Debt Collection Dublin - Frequently Asked Questions
1. Why have I received a letter from Croskerrys Solicitors?
You have received correspondence because our Dublin firm has been instructed by a creditor to recover an outstanding debt. This may relate to an unpaid loan, invoice, service charge, or a court judgment. Our debt recovery Dublin team handles all types of debt collection Dublin matters.
2. What should I do if I disagree with the debt?
If you believe the debt is incorrect or you dispute it, contact our Dublin office as soon as possible. Our debt recovery Dublin team will review your case. You may also wish to seek independent legal advice.
3. Can I set up a payment plan?
Yes. If you are unable to pay the full amount immediately, you may be eligible for a structured repayment arrangement. These are assessed individually, based on your circumstances which will be outlined in a SOM and client approval.
4. What happens if I ignore the letter?
Ignoring our correspondence can lead to further legal action, including a court judgment and enforcement measures such as garnishment, publication of the debt, judgment mortgage, seizure of goods, and/or Committal orders. It's always in your best interest to respond.
5. Will this affect my credit rating?
If court proceedings are issued and judgment is obtained, it may be recorded and publicly registered, potentially impacting your ability to obtain credit in the future.
6. Can I talk to someone confidentially about my options?
Yes. Our Dublin team is available to discuss your debt recovery Dublin situation with discretion and professionalism. You can also contact the Money Advice and Budgeting Service (MABS) for free and confidential debt advice (details below).
7. What if I've already paid the debt?
If you believe the debt has already been settled, please contact our Dublin office immediately and provide evidence of the payment (e.g., receipt, transaction reference, or bank statement). Our debt collection Dublin team will investigate promptly.
