Since 1973, Croskerrys Solicitors have built a trusted reputation as one of Dublin's leading legal firms, specialising in debt recovery throughout Ireland.

Our focus is on achieving effective and timely recovery of outstanding debts while maintaining the highest standards of legal compliance and client care. We understand the impact that unpaid debts can have on cash flow, operations, and overall business stability. Our legal team is committed to providing clear, strategic advice and robust legal action when necessary.

With over five decades of experience supporting companies, Banks, Credit Unions, Management Companies, Co-Operatives and individuals across Ireland, we offer a streamlined, no-nonsense approach to debt recovery. Whether you are seeking to recover a single outstanding account or require ongoing support in managing a large volume of debts, our firm is here to advise and act with discretion, efficiency, and professionalism.

Why Choose Us?

• Experienced Legal Representation – Over 50 years in practice with a dedicated debt recovery team
• Client-Focused Service – Tailored strategies that align with your organisation's needs and objectives
• Transparent Process – Regular updates, efficient timelines, and cost-effective solutions
• Full Regulatory Compliance – Adhering to all legal and ethical obligations, including data protection and consumer protection legislation

Our Services Include

• Pre-litigation demand and negotiation
• Issuing legal proceedings in the Small Claims, Circuit, and High Courts
• Judgment enforcement and recovery (including instalment orders, garnishee applications, and registration of judgments)
• Bankruptcy and insolvency support
• Portfolio recovery and ongoing debt collection services

We work with businesses of all sizes – from SMEs to financial institutions – offering transparent advice and fixed-fee options, where possible. If you are facing difficulties with overdue accounts, our team is here to support you every step of the way.

To speak with a member of our legal team or to arrange a consultation, please contact our office today.

Our Expertise

With over 50 years of experience in debt recovery litigation, Croskerrys Solicitors has earned a respected position as a leading authority in the field. Based in Dublin, we provide tailored legal services to businesses, financial institutions, professional service firms, and creditors seeking efficient, compliant, and results-focused debt recovery solutions.

Our firm combines extensive legal expertise with a practical understanding of commercial pressures. We manage each case with professionalism, discretion, and a commitment to achieving the best possible outcome for our clients.

1. Pre-Litigation Recovery

We advise clients on the most appropriate course of action before legal proceedings begin. This includes issuing formal letters of demand, negotiating settlements, and advising on debt recovery strategy. In many cases, early engagement can result in prompt payment and reduced legal costs.

2. Litigation and Legal Proceedings

When litigation is required, we act swiftly and decisively through the appropriate court channels:

• District Court — debts < €15,000
• Circuit Court — debts > €15,000 and < €75,000
• High Court — debts > €75,000

We manage all aspects of the litigation process, from issuing proceedings to representation in court, judgment applications, and beyond.

3. Judgment Applications

Where a debtor fails to respond or defend a claim, we seek judgment by default. In defended matters, we represent our clients robustly at hearings to secure court orders for payment.

4. Enforcement of Judgments

Securing a court judgment is often only part of the process. We are highly experienced in enforcement actions, including:

• Instalment Order applications
• Committal Proceedings
• Attachment and Garnishee Orders
• Execution via the Sheriff
• Registration of Judgments Mortgages
• Publication in trade indexes

5. Tailored Debt Recovery Solutions

For businesses managing multiple outstanding debts, we provide tailored solutions including:

• Bulk file management
• Regular reporting and updates
• Dedicated point of contact
• Cost-effective fee arrangements, including fixed fees for certain services

Who We Work With

• Small and medium-sized enterprises (SMEs)
• Large corporations and national institutions
• Credit unions and banks
• Co-Operatives
• Management Companies
• Solicitors and accountancy firms referring client debt matters

At Croskerrys Solicitors, our expertise is not only in the law — it is in providing clear, reliable advice to help our clients recover what they are rightfully owed, while maintaining professionalism and protecting valuable relationships.

Debtor Information and Assistance

At Croskerrys Solicitors, we understand that receiving a letter or legal notice can be a stressful experience. Our role as a legal debt recovery firm is to act on behalf of our clients – usually businesses, financial institutions, or service providers – to recover money owed under contracts, agreements, or court orders. We are committed to dealing with all parties in a professional, respectful, and lawful manner.

Why You May Have Been Contacted

You may have received communication from our office because a creditor has instructed us to recover an outstanding debt. This may relate to:

• An unpaid loan or credit facility
• Overdue invoices or accounts
• Outstanding rent or service charges
• A court judgment already obtained against you

It is important not to ignore correspondence from our firm. Taking early action may help you avoid further legal costs or enforcement proceedings.

What You Should Do

If you have received a letter, email, or call from our office:

1. Review the Correspondence Carefully – Read through the documents provided. They will outline the amount owed, the basis of the debt, and the actions being taken (or proposed).
2. Contact Us Promptly – We encourage all debtors to engage with us. Our team will explain your options and guide you through the next steps.
3. Seek Independent Advice if Needed – You may wish to consult a solicitor or financial advisor to review your situation and assist you in responding.
4. Propose a Payment Solution – If you acknowledge the debt but are unable to pay in full immediately, we may be able to arrange a structured payment plan on behalf of our client. This is assessed on a case-by-case basis, and you should complete the attached Statement of Means (SOM). See our Debtor Information page for more details.

What Happens If You Do Not Respond

Failing to engage with us may lead to:

• The commencement or continuation of court proceedings
• Entry of a judgment against you
• Additional costs and interest being added to the original debt
• Enforcement actions such as wage/subsidy garnishment, publication of the debt, a Judgment Mortgage being registered against your property, seizure of goods, and/or Committal orders.

We Are Here to Assist

While we act on behalf of our clients, we will always treat you fairly and in accordance with all relevant regulations, including:

• The Code of Practice for Debt Collection (Central Bank of Ireland)
• Data Protection legislation
• Consumer Protection Codes (where applicable)
• Law Society of Ireland

If you are in genuine financial difficulty, please let us know. We will do our best to work with you or your representative to find a solution.

Payment Options Available to Debtors

1. Bank Transfer (EFT)

You can make a payment directly to either our client account via electronic funds transfer (EFT) or online banking or to our client directly. Please contact our office directly to request our Bank Details on the number provided.

2. Postal Order or Bank Draft

Payments can be made by postal order or bank draft, payable to:

Croskerrys Solicitors
5 Fitzwilliam Place, Dublin 2, D02 Y702

Always include your full name and reference number with the payment. Please do not send cash by post.

Payment Plans

If you are unable to pay the full balance at once, please contact our office to discuss a structured repayment arrangement. All proposals are subject to approval by our client, receipt of a completed Statement of Means (SOM) – see our Debtor Information page – and will be assessed on a case-by-case basis.

Important Notes

• Retain a copy or receipt of any payment made for your records.
• Payments received without a reference number may result in delays and or the inability to allocate funds to your account.
• If a payment is made in error or sent to the wrong account, contact us immediately.
• Please ensure that no cash monies are sent in the post.

Need Help? If you have any questions about how to make a payment or wish to discuss your account, please contact us.

Contact Us

At Croskerrys Solicitors, we are committed to providing clear, responsive communication to all clients, creditors, and debtors. Whether you're seeking legal advice about debt recovery or debt collection, following up on an existing matter, or looking to recover a debt efficiently and lawfully, our team is here to help.

We welcome enquiries from businesses, financial institutions, professional advisers, property management companies, Co-Operatives, and individuals throughout Ireland.

Get in Touch

Office Address:
Croskerrys Solicitors
5 Fitzwilliam Place, Dublin 2

Phone: 353 1 662 0099
Monday – Friday, 9:00 – 17:00

Email: info@croskerrys.com

Website Enquiry Form: Please complete the contact form, and a member of our team will respond as soon as possible.

For Debtors

If you have received correspondence from our office and wish to speak with someone about your case or repayment options, please include your reference number in all communications to help us assist you quickly and efficiently.

Confidentiality

All enquiries are handled with the highest level of discretion and professionalism. Your information will be treated in strict confidence, in accordance with all data protection legislation.

We look forward to assisting you. Please do not hesitate to get in touch with any questions, or to arrange a consultation with one of our legal professionals.