Debt Recovery & Debt Collection in Ireland
Croskerrys Solicitors helps creditors across Ireland with debt recovery and debt collection: the legal process of reclaiming money owed by individuals or businesses. When invoices stay unpaid or accounts go overdue, solicitor-led recovery gives you a clear route from demand and negotiation through to court proceedings and enforcement where needed.
Strong debt collection balances firm action with proportionate communication. Our debt recovery work covers commercial and personal matters—from letters before action and settlement talks to issuing proceedings and securing judgments. The aim is always the same: recover what you are owed in line with Irish law and court rules.
We handle the practical and regulatory side of recovery, including data protection, fair procedures, and the court processes that apply on the island of Ireland. Whether you have a single unpaid invoice or a portfolio of accounts, you need advisers who know both the rules and how they play out before the Irish courts.
Most cases start with pre-litigation steps: formal demands and negotiation. If those fail, we can advise on issuing in the appropriate court, obtaining judgment, and enforcement options such as garnishee orders, instalment orders, or other remedies available under Irish law.
Commercial clients often need to recover debts without burning relationships. We tailor strategy to the debtor, the paperwork, and what enforcement is realistic. Institutions and businesses with larger portfolios benefit from a structured approach to volume debt collection and ongoing debt recovery support.
Our expertise: Irish courts and clients
Since 1973, Croskerrys Solicitors has advised creditors across Ireland—from SMEs to banks, credit unions, management companies, co-operatives, and professional firms—on effective debt recovery and debt collection while meeting legal and regulatory obligations.
Proceedings in the Irish courts
When litigation is needed, we act through the appropriate court level. In broad terms, civil debt claims are often pursued as follows (limits and procedures can vary; we will advise on your specific case):
- District Court — claims up to €15,000
- Circuit Court — claims above €15,000 and up to €75,000
- High Court — claims above €75,000
We manage issuing proceedings, court representation, judgment applications, and enforcement (for example instalment orders, garnishee applications, sheriff execution, judgment mortgages, and other remedies available under Irish law).
Who we work with
- Small and medium-sized enterprises (SMEs) and larger businesses
- Credit unions and banks
- Management companies and co-operatives
- Professional advisers and firms referring debt matters
For debtors who have received correspondence from us, see our debtor information and payment options pages.
